Web3 Payment Expansion Ecosystem

XPayFi's Web3 payment ecosystem will empower cutting-edge fields such as GameFi, AI, and the metaverse, and provide customized payment solutions: supporting micro-payment of game props, real-time settlement of AI computing power, land transactions in the metaverse, SocialFi content sharing, pay-as-you-go payment for DePIN devices, and automatic distribution of NFT royalties, and building a full-dimensional value exchange infrastructure covering virtual goods and digital services.

XPayFi's four core functions will work together to build a complete digital economy ecosystem: the Web3 payment network is the underlying infrastructure, which not only processes daily transactions, but also directly empowers consumer finance businesses with its accumulated payment data, generates dynamic credit scores for users, and unlocks personalized credit services; The high-quality assets generated by consumer finance can be tokenized and circulated in the secondary market through the RWA exchange, attracting traditional investors to enter the crypto world. Programmable financial protocols act as the "nervous system" of the ecosystem, allowing developers to quickly build cross-scenario financial innovation applications (such as automatic financial management tools combined with payment flows, derivatives anchored to RWA, etc.) based on the infrastructure of the first three modules. This four-layer architecture of "payment-credit-asset-innovation" will naturally evolve into dozens of vertical application scenarios such as cross-border e-commerce finance, supply chain financing, and metaverse economy, and eventually form a positive circular ecology with more user participation, richer data, more diversified assets, and more active innovation, which is expected to drive seamless access to more than 10 million merchants and 100 million users within 3 years.